Pre-paid funeral plans


A funeral plan is an easy way to arrange the funeral you want in advance. A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As our customers often tell us, that can bring peace of mind to you and your family. A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non-funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.

At J E Hackett and Sons, we work in partnership with Golden Charter to provide you with a simple way to plan ahead. As one of the UK’s largest funeral plan providers*, Golden Charter has helped 900,000 people make funeral provisions** so we’re completely confident in offering their plans to you.

Everyone has different needs when it comes to funeral planning, so we make sure the plans we offer are as flexible as possible. When you get in touch, we’ll be happy to discuss your funeral requirements and tailor a plan to suit you. Rest assured a plan from Golden Charter is available to all UK residents, regardless of age or state of health.

Would you like to know more information about how a Golden Charter funeral plan could work for you? We can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today! *Based on a Golden Charter analysis and independent research of the funeral plan market size as at January 2023.

**Correct at March 2023

J E Hackett and Sons Ltd is an appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).

Registered in England No. 02511598 Registered Office: One Fleet Place, London EC4M 7WS.

By planning ahead with a pre-paid funeral plan you can:

Relax knowing you’ve arranged and paid for your funeral in advance
Beat rising funeral costs
Plan your funeral your way
Take away unnecessary stress for family and friends

Our funeral services line is 24/7

(024) 7636 7149

The Independent Way funeral plan with J E Hackett & Sons

At J E Hackett & Sons we believe the Independent Way funeral plan - only available with independent funeral directors - offers you significant advantages over other plans.

We will take the time to understand your wishes and tailor a personalised plan to suit your needs so that you only pay for the services you require, taking away the stress of organising a funeral.

Our pre-paid funeral plan guarantee

No matter how much our service prices rise in the future, once your plan is in place, neither you or your loved ones will be asked to pay any more.

There are some third-party costs which we are obliged to pay on your behalf including:

  • Cemeteries or crematoria fees
  • Doctors, clergy or officiants fees
  • Newspaper notices and memorials

The amount of these fees are not within our control and may require a further payment at the time of need.

You’re protected against rising funeral costs

You might be surprised to hear that while the average cost of a funeral in 2004 was £1920.00, today it’s £3,897. That’s an increase of 103% – more than double and well over inflation. At this rate, in another ten years, the average funeral cost could be more than £7,000.00.

When you take out an Independent Way plan, you have the reassurance that your money is protected. You select how you wish to pay for your plan and, depending on your choice; your money is paid into the Golden Charter Trust.

Your money grows and, when the time comes, we receive the payment, including any growth, and use this money to provide the agreed services to your family. No matter how much costs have risen in the intervening period, your loved ones will not be asked for a penny more for the guaranteed funeral director’s services included within your plan.

Your money is safe

This is the single most important question anyone should ask when making any financial commitment to purchase a pre-payment funeral plan.

A J E Hackett & Sons the Independent Way pre-paid funeral plan provides exceptional financial security. Payments for your funeral plan are paid into the Golden Charter Trust which is run by a Board of Trustee which safeguard your money until the time of need.

Would you like to know more information?

If you would like more information on pre-paid funeral plans please contact us to arrange a meeting at either of our offices or your home to discuss all the options and any personal requirements.

As each funeral plan is specifically tailored to your individual requirements a member of our family will guide you through the process to ensure you have accurate information so you can make the best decision for yourself, and only pay for what you need.